Our Qualifications

Pine Innovative Planning is committed to long term relationships by helping clients through life's transitions:
starting a business, a business buyout, births, deaths, marriages, and all of the other footprints along the journey.



Debra L. Pine

  • Member, National Association of Life Underwriters (PBALU)
  • Member, Million Dollar Round Table (MDRT) (2000)
  • Managing Partner, Pine Innovative Planning (established 1986)
  • Member, National Association of Insurance & Financial Advisors (NAIFA)
  • BS Fairleigh Dickinson University


    Michael S. Pine, CLTC

  • Member, National Association of Life Underwriters(PBALU)
  • Qualifying Member, Million Dollar Round Table (MDRT) (1990-2005)
  • Life Member, Million Dollar Round Table (MDRT) (1990-2005)
  • Court of the Table, Million Dollar Round Table (MDRT) (2000-2005)
  • Partner, Pine Innovative Planning (established 1986)
  • Member, National Association of Insurance & Financial Advisors (NAIFA)
  • Student Member, Society for Financial Service Professionals
  • BS Boston University